Commercial Real Estate in Sint Maarten: Offices, Retail and Buildings for Sale (2026)

Shops, offices, whole buildings. Commercial real estate in Sint Maarten is a small market, and that is the point: when the right space comes up, it does not stay long. This guide covers what is for sale with Andreu Realty on 22 October 2026, how a commercial purchase works on each side of the island, and what to check before you sign.

It is written for two kinds of buyers. Owners who want their own premises instead of paying rent, and investors who want a space or a building to lease out. If you are looking for a running business rather than the walls, start with our businesses for sale and our guide to buying a business in Sint Maarten.

Commercial property for sale today (22 October 2026)

Two commercial units and four income buildings are on the market with Andreu Realty today, all on the Dutch side. Prices are asking prices; association fees are as listed.

Retail and office at Belair Plaza, Cay Hill

Belair Plaza is a new mixed-use development in Cay Hill, the central business district between Philipsburg and Simpson Bay. Read about the area on our Cay Hill and Little Bay page.

• Retail space, Unit 6 (Type B): $465,000. About 1,238 sq ft on the ground floor, facing the central courtyard. Glass storefront, rear service access, central A/C, fiber internet, assigned parking. Delivered as a vanilla shell. Association fee $467 a month.

• Office space, Unit 12: $416,000. About 1,389 sq ft on Level 2, with a private balcony, elevator, fiber, CCTV, alarm and 24/7 security. Pre-construction, delivered as a vanilla shell. Association fee $395 a month.

Vanilla shell means the structure, windows and services are in place and you finish the interior to fit your use: a shop, a clinic, a studio, an office. It also means your fit-out budget sits on top of the price.

Income buildings

• 3-apartment complex, Almond Grove: $950,000. Three independent units, 8 bedrooms and 9 bathrooms in total, about 4,606 sq ft, in a gated community with a security guard and a backup generator. Freehold. Association fee about $500 a year.

• Beachfront 3-apartment building, Simpson Bay: $1,300,000. Two 2-bedroom units and one 3-bedroom unit on the beach, with a communal pool. See the Simpson Bay area guide.

• 9-unit apartment complex, Beacon Hill: $1,450,000. Two buildings and nine accommodations on 6,824 sq ft of freehold land, with views over the airport runway. An operating rental property.

• Le Diamant Blanc, Oyster Pond: $3,800,000. Eleven furnished units (four studios, two 1-bedroom, four 2-bedroom and a penthouse) on four levels, with a pool and a rooftop terrace. No association fee. See Oyster Pond and Dawn Beach.

For the full picture on apartment buildings, read income properties for sale in Sint Maarten. A multi-family building in Diamond Hill, Cole Bay, sold this year and appears on our Sold Properties page.

Who buys commercial property here

Three profiles come back again and again.

• Business owners who are tired of paying rent and want to own their premises. A shop or office in a new plaza gives them a fixed address and an asset.

• Investors who want a tenant, not guests. A commercial lease is a different business from a vacation rental: fewer turnovers, different risks.

• Buyers of income buildings who want several units under one roof, so that one empty apartment does not stop all the income.

How a commercial purchase works

The steps are the same as for a home. Choose the property. Sign an offer. Sign the purchase agreement and pay the deposit, typically around 10%, held by the notary. The notary checks the title, then you close at the notary, who registers the deed in your name. Closing takes 30 to 60 days from the signed agreement, depending on financing and the parties involved.

Foreigners can buy with no restrictions: no permit, no residency, no local partner. You can own in your own name or through a company. You do not need to be on the island; many of our clients sign by power of attorney and wire the funds to the notary. The full process is in our buying process guide and the buyer's guide.

What it costs to buy

On the Dutch side, budget about 5.5% of the price in closing costs. That includes the 4% transfer tax, paid by the buyer, plus notary and registration fees. There is no capital gains tax on the Dutch side. On the French side, notary fees and transfer duties are around 10%, and a sale can be taxed. The notary confirms the exact figures for each sale. Our Dutch side or French side guide compares both.

On top of the price, plan for the fit-out of a vanilla-shell unit, the monthly association fee of a unit in a plaza, insurance, and utilities.

Financing

Many buyers pay cash. Some local banks lend to non-residents; terms vary by bank and by profile. For homes, local lenders usually ask 20% to 40% down plus proof of income. Commercial loans are assessed case by case, so speak to the bank before you sign. Read financing property in Sint Maarten as a non-resident.

What to check before you sign

• Title and deed. The notary verifies them, for the buyer and the seller.

• Association documents for a unit in a plaza or building: the budget, the reserve fund, the house rules and what they allow for your use.

• The use you plan. A restaurant needs more than an office: kitchen extraction, deliveries, opening hours. Check with the developer and the association before you buy.

• Leases and rental records if the property is let. Ask for the leases, the payment history and the running costs behind any income figure.

• Delivery dates and payment schedules for pre-construction units.

Owning it from abroad

You can own a commercial unit or a building without living here. Andreu Realty's rental management team runs residential rentals for owners abroad; our fee is 20%. For a commercial unit, ask us before you buy how you plan to let it, so the purchase fits the plan.

Frequently asked questions

Can foreigners buy commercial property in Sint Maarten?

Yes, with no restrictions. No permit, no residency and no local partner are needed. You can own in your own name or through a company, on the Dutch and the French side.

What does it cost to buy a commercial unit on the Dutch side?

About 5.5% of the price in closing costs, including the 4% transfer tax paid by the buyer and the notary and registration fees. On the French side, budget around 10%.

What is a vanilla shell unit?

A unit delivered with its structure, windows and services, but without the interior fit-out. The owner or the tenant finishes it for their own use.

Can I get a mortgage for a commercial property?

Some local banks lend to non-residents, with terms that vary by bank and profile. Commercial loans are assessed case by case; many buyers pay cash.

How long does it take to close?

30 to 60 days from the signed purchase agreement, depending on financing and the parties involved.

Talk to Andreu Realty

Andreu Realty is licensed on both sides of the island. Tell us the use, the size and the budget, and we send you the commercial spaces and buildings that fit, including ones not yet public. Browse all properties for sale, read the FAQ, or call +1 721 550-0150.