Houses for Sale in St Maarten / St Martin: 18 Homes From $495,000 (October 2026)

A house on this island is a different purchase from a condo. You own the walls, the roof, the garden and the cistern. You choose who lives next door. And on many houses here, you also own a second front door: a studio or an apartment that can earn while you live in the main home.

This guide lists every house Andreu Realty has for sale on 16 October 2026: 18 listings on both sides of the island, from villas and townhouses to a family house with two apartments. Prices are the asking prices on our listings that day. For the live list, see villas and houses for sale or all properties for sale.

The houses for sale in five numbers

• 18. House listings for sale: 16 villas, one house and one townhouse development.

• $495,000. The lowest asking price, for a house with two apartments in Saunders.

• $1,775,000. The median asking price. Twelve of the 18 ask less than $2 million.

• 7 of 18. Houses with a separate studio, apartment or guest house.

• 2 of 18. On the French side, in Grand Case and Terres Basses. The other 16 are on the Dutch side.

Under $1 million: three ways in

The entry level for a house is thin. Three listings, three different ideas.

• House with two apartments, Saunders: $495,000. Four bedrooms and four bathrooms across a main home and two separate apartments, in a gated setting with a tropical garden. Built in 2000. The listing estimates rental income of $37,000 to $48,000 a year.

• La Maddalena townhouses, Cupecoy: $625,000. New three-bedroom townhouses with lagoon views and a garage. Coming soon.

• Villa Lotus, Grand Case: $920,000. A new three-bedroom villa with a private pool on the French side, built in 2026. Coming soon. More on the village on our Grand Case page.

For comparison, 39 apartments and condos are for sale on the same day, with a median asking price of $650,000, and eleven ask under $500,000. If the budget is firm, a condo is the wider door: see condos for sale.

$1 million to $1.5 million: views and space

• Oceanfront villa, Point Blanche: $1,080,000. A three-bedroom main residence with independent guest units, several pools and a rental history, on the water. See Point Blanche.

• 4-bedroom villa, Red Pond: $1,490,000. Ocean views in Red Pond Estates, a saltwater pool and a guest house behind an electric gate. Red Pond sits next to Guana Bay.

• Aquamarina villa, Maho: $1,495,000. Three bedrooms and a private garden inside a gated lagoon-front community at Point Pirouette, with a marina and 24/7 security. Fees: $1,200 a month. See Maho.

$1.5 million to $2 million: the widest choice

Six listings, the deepest part of the market. Three are new, built in 2025.

• Simpson Bay villa: $1,550,000. Three bedrooms plus a separate studio, an infinity pool, a two-car garage and lagoon and marina views. See Simpson Bay.

• Villa Sophia, Almond Grove: $1,590,000. Five bedrooms with guest apartments, a private pool and a 24/7 guard. Almond Grove is part of Cole Bay.

• Aqua Villa, Cupecoy, 3 bedrooms: $1,650,000. A new waterfront villa with a boat slip, near Mullet Bay. See Cupecoy.

• Villa Del Mar, Pelican Key: $1,900,000. Four bedrooms, panoramic sea views, impact windows. Built in 2012. See Pelican Key.

• Aqua Villa, Cupecoy, 4 bedrooms: $1,950,000. New, with lagoon views, an infinity pool and a boat slip.

• Guana Bay villa with two apartments: $1,990,000. A three-bedroom villa and two separate apartments, off-grid with solar panels, ocean views. Built in 2025.

Above $2 million

• Villa Oceane, Pelican Key: $2,200,000. Five bedrooms and panoramic ocean views.

• Villa Lagoon, Point Pirouette: $2,900,000. A new three-bedroom waterfront villa with a pool and a boat slip.

• Infinity Villas by Elie Saab, Indigo Bay. Frontline four-bedroom villas at $3,250,000 and Highline five-bedroom villas at $3,708,000. New, with Elie Saab interiors. See Indigo Bay.

• Villa Shiaou, Cupecoy: $3,750,000. Eight bedrooms on the lagoon, two guest apartments and permits for a 20-metre yacht dock.

• Villa Avanti, Terres Basses: $7,150,000. A single-level five-bedroom villa on about one hectare on the French side, built in 2018. See Terres Basses.

More on this tier in our luxury villas and penthouses guide.

Houses that pay part of their cost

Seven of the 18 have a second unit: the Saunders house (two apartments), Point Blanche (guest units), Red Pond (guest house), Simpson Bay (studio), Villa Sophia (guest apartments), Guana Bay (two apartments) and Villa Shiaou (two guest apartments).

A second unit can be room for family, an office or a rental. Each listing shows a rental estimate. Treat it as an estimate, not a promise: income depends on the community's rules, licences, the season and management. Andreu Realty manages rentals for a 20% fee. For whole buildings, see income properties for sale.

House or condo?

A house costs more to buy and more to keep. You insure the whole structure. You maintain the pool, the cistern and the garden. You prepare the property for hurricane season yourself. A condo shares those costs through its association fees. A house gives you privacy, land and control. Our condo or villa guide compares them cost by cost.

Dutch side or French side: what changes

• Dutch side. A civil-law notary handles the sale. The buyer pays a 4% transfer tax, and total closing costs usually come to about 5.5% of the price. On the $495,000 Saunders house, that is about $27,225.

• French side. You sign a compromis de vente and pay a deposit, commonly 5 to 10%, held by the notaire. The Collectivité's tax office lists an 8% registration duty, plus the notaire's fees. On Villa Lotus at $920,000, the duty alone is about $73,600.

• The title. Some Dutch-side land is held on long lease (erfpacht), often with an annual fee. The notary shows the type of title in the deed. Read the remaining term before you make an offer.

Foreign buyers can buy on both sides: see can foreigners buy property here, the buying process, step by step and buying on the French side. These figures are estimates; the notary gives the exact one.

Questions buyers ask

How much does a house cost in St Maarten?

On 16 October 2026, the 18 houses Andreu Realty lists for sale ask from $495,000 to $7,150,000, with a median of $1,775,000. Twelve ask under $2 million.

What is the cheapest house for sale in St Maarten?

On our listings, a house with two apartments in Saunders at $495,000. New townhouses at La Maddalena in Cupecoy are coming soon at $625,000.

Are there houses for sale on the French side of St Martin?

Two on our listings: Villa Lotus in Grand Case at $920,000 (coming soon) and Villa Avanti in Terres Basses at $7,150,000.

What are the closing costs on a house?

On the Dutch side, about 5.5% of the price, including the 4% transfer tax. On the French side, an 8% registration duty plus the notaire's fees.

Can I rent out part of the house?

Seven of our 18 house listings have a separate studio, apartment or guest house. Check the community's rules and the licences before you count on rental income.

Next step

The right house often goes before it is advertised. Set a property alert or talk to us. John Andreu and the Andreu Realty team view, compare and negotiate on both sides of the island.

Sources: Andreu Realty listings, 16 October 2026 (asking prices, features and rental estimates as shown on each listing); Collectivité de Saint-Martin tax office for the French-side registration duty; Andreu Realty transaction experience for Dutch-side closing costs.